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In Home Business

The RLI In-Home Business policy is a stand-along policy developed for individuals who operate businesses from their homes. The policy provides comprehensive coverage for business personal property along with $1,000,000 in business  general liability protection. The coverage is available in all states and the District of Columbia. Professional liability and the rendering of products or services are excluded and require separate policies.  Annual rates start as low as $125.


Coverage Highlights Include:

  • Up to $1,000,000 in business liability protection
  • Up to $100,000 (varies by state of risk) comprehensive coverage for business personal property both on and temporarily of premises with theft coverage included
  • Up to $5000 per person for medical payments to customers injured on the insured's premises
  • Coverage for loss of business income
  • Standard $250 Deductible
  • Optional coverage available for Money & Securities, Electric Data Processing Equipment (varies by state of risk) and additional insureds


Benefits to Your Agency:

  • Direct bill to the insured at renewal
  • Availability regardless of the carrier providing the Homeowners or apartment-dwellers coverage
  • Self-underwriting application
  • No minimum volume requirement

​For more information contact MWAIIA by phone at (202) 516-8181 or by email at