Personal Umbrella

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A personal umbrella insurance policy helps protect your clients against the unexpected events that can wreak havoc on their family, finances, and their future. 

If you write Personal LInes in your agency, you and your staff need to be offer this important coverage to all personal lines customers.

The RLI Market Access program through MWAIIA/IIABA makes it easy for you to do it.​

Why the RLI Program is For You

  • 15% commission on new and 10% on renewal business
  • No minimum volume requirements or access fees
  • Easy online quoting
  • Electronic signatures and online credit card payment options
  • Self-underwriting application​
  • Direct Bill to the insured at renewal
  • 24 hour policy issuance with a completed, signed application
  • A premium matrix replacing time consuming rate calculation​

Key Features of the RLI Personal Umbrella

  • ​Available regardless of the carrier providing underlying coverages
  • ​A self-insured retention of $500
  • Limits up to $5 million with competitive pricing
  • Insureds can keep their current homeowner/auto insurer
  • New drivers are accepted - there is no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases
  • Competitive, low premiums for increased limits of liability
  • Simple, self-underwriting application that lets you know immediately if the insured is accepted
  • E-signature and credit card payment options
  • RLI is admitted, AM Best A+ rated

​For more information contact MWAIIA by phone at (202) 516-8181 or by email at